Law Offices of Howard G. Smith

Speak to a Lawyer, Not a Receptionist!

3070 Bristol Pike, Suite 112

Bensalem, PA 19020

Telephone: (215) 638-4847

Facsimile: (215) 638-4867

Toll Free: 1-888-638-4847

Frequently Asked Questions about ERISA Cases

1. What is ERISA?

"ERISA" stands for the Employee Retirement Income

Security Act. The Employee Retirement Income Security Act

is a federal law which protects employees from having their

employers treat them unfairly in administering their

pensions.

2. How might an employer act unfairly towards its employees

in administering their pensions?

There are several ways in which an employer might act

unfairly towards its employees in administering their

pensions. The cases that the Law Offices of Howard G.

Smith deals with usually occur when an employer acts to

limit its employees into choosing to invest their pensions in

the common stock of the employer's company while

knowing that the stock is a poor investment.

3. Why does an employer violate ERISA when it acts to limit

its employees into choosing to invest their pensions in its

common stock while it knows that the stock is a poor

investment?

ERISA imposes a legal duty on employers that if they assert

any control over the pension investments their employees

may make, they must take care to do so responsibly. If an

employer asserts control to limit its employees into choosing

to invest their pensions in the common stock of the

employer's company while knowing that the stock is a poor

investment, the employer has failed to responsibly advise

its employees and has violated ERISA.

4. If my employer has violated ERISA, what are my rights?

You have the right to recover from your employer for the

losses that you sustained on the bad investment that your

employer wrongfully led you make.

5. How do I recover my losses from my employer?

You must sue your employer to recover the money that it

owes you. You should call the Law Offices of Howard G.

Smith and discuss personally with Mr. Smith the best way to

go about suing your employer.

6. What is expected of me if I file a lawsuit?

You must agree to keep your pension and to keep in your

pension at least a few shares of stock in your employer's

company until the end of the litigation.

7. How long does the the litigation take?

Generally, the litigation takes 2-3 years.

8. Does it cost me anything to file a lawsuit?

No. The Law Offices of Howard G. Smith will never ask you

for any money and will cover any cost or expense of litigation

from its own funds.

Speak to a Lawyer, Not a Receptionist!

Law Offices of Howard G. Smith

3070 Bristol Pike, Suite 112

Bensalem, PA 19020

Telephone: (215) 638-4847

Facsimile: (215) 638-4867

Toll Free: 1-888-638-4847

Speak to a Lawyer, Not a Receptionist!

Law Offices of Howard G. Smith

3070 Bristol Pike, Suite 112

Bensalem, PA 19020

Telephone: (215) 638-4847

Facsimile: (215) 638-4867

Toll Free: 1-888-638-4847